Which of the following are considered types of Accident and Sickness insurance policies?

The correct option encompasses a wide range of policy types that are recognized in Accident and Sickness insurance. Individual policies provide coverage directly to a single insured, catering to personalized health needs. Group policies cover a group of individuals, such as employees of a company, and typically offer advantages like reduced premiums due to the collective nature of the insurance. Short-term policies are designed to offer temporary coverage, usually for a limited duration, while long-term policies provide ongoing coverage that may extend for years, ensuring continuous protection against health issues.

Understanding the variety of these policies is essential, as it reflects the diverse needs and preferences of consumers in the insurance market. Each type serves specific circumstances, whether one requires flexible short-term coverage, comprehensive long-term support, or coverage as part of a larger group plan. Such comprehensive categorization illustrates the depth and adaptability of Accident and Sickness insurance, making the selected answer the most accurate representation of the types of policies available.