Which insurance type typically focuses on routine eye care?

Vision insurance is specifically designed to cover routine eye care, including eye exams, prescription eyewear such as glasses and contact lenses, and often discounts on corrective eye surgeries like LASIK. This type of insurance provides essential benefits that focus on maintaining eye health and addressing vision needs, which are distinct from the broader coverage provided by health insurance.

Health insurance may cover some eye-related issues, but it primarily focuses on overall health care and typically does not offer the same structure of benefits aimed specifically at routine vision care. Disability insurance covers income loss due to an inability to work from injuries or medical conditions, and life insurance provides financial support to beneficiaries in the event of the policyholder's death. Consequently, neither of those insurance types addresses regular eye care needs the way vision insurance does.