How many days does an employee in California have to convert their group life insurance to an individual policy after terminating employment?

In California, an employee has 31 days to convert their group life insurance to an individual policy after terminating employment. This conversion right is a crucial element of group life insurance policies, allowing individuals to obtain coverage without having to provide evidence of insurability. The law ensures that employees moving from a group plan to an individual plan have a reasonable amount of time to secure continued coverage, thereby minimizing the risk of coverage lapses during a transition period. The 31-day timeline is aligned with both statutory requirements and common practices, making it an important aspect for employees to understand as they navigate changes in their employment status.